[Video] 10 Money Habits That Keep You Broke (And What Rich People Do Instead)

Ever feel like you're doing everything right - working hard, earning money - but still not getting ahead financially? You're not alone.

Most people stay stuck not because of bad luck…… but because of bad money habits they were never taught to question.

In this article (and the video above), we break down the 10 habits that silently keep people broke - and the mindset shifts that rich people use to escape the trap.

If you're ready to stop surviving and start building wealth, this list is your first step.

📽️ Watch the full video below:

10 Money Habits That Keep You Broke | Avoid These & Build Real Wealth

1. Buying Depreciating Assets

That brand-new car?It drops 20% in value the second you drive it off the lot.

Rich people avoid flashy purchases and focus on buying assets - things that grow in value, like index funds, rental properties, or online businesses.

🧠 Mindset Shift:“If it’s not putting money in your pocket, it’s costing you.”

2. Spending Everything You Earn

Most people increase spending every time their income rises.But that just locks them into a more expensive version of being broke.

Rich people invest the difference, not just upgrade their lifestyle.

🔥 Real Talk: 78% of Americans live paycheck to paycheck - even high earners.

3. Ignoring Financial Literacy

You study for school. You train your body.But do you study how money works?

Wealthy people treat financial education as a lifelong skill. They read, learn, take courses, and ask questions.

🎯 Learn like your future depends on it - because it does.

4. Using Debt for Wants, Not Wealth

Poor people use credit to buy stuff.Rich people use debt to buy cash flow.

It’s not about avoiding debt—it’s about using it like a builder, not a spender.

💬 “Bad debt funds your past. Good debt funds your future.”

5. Trading Time for Money Forever

If your income depends 100% on your time, it has a ceiling.The rich build systems—digital products, real estate, investments—that earn for them, even while they sleep.

📈 Stop selling hours. Start building engines.

6. Staying in a Scarcity Circle

Who do you talk to about money?If your circle reinforces fear, limits, or excuses - your growth is capped.

Rich people surround themselves with mentors, peers, and communities that encourage expansion.

🧩 “Your circle is your ceiling.”

7. Refusing to Ask for Help

Pride is expensive.

Most people try to figure it out alone.But the wealthy invest in help - coaches, advisors, collaborators.

💡 Success is a team sport. Ask early. Grow fast.

8. Choosing Instant Gratification Over Long-Term Wins

Want that dopamine hit now… or freedom later?

The wealthy play the long game - delaying pleasure for much bigger rewards.

🕒 Think in decades. Not days.

9. Neglecting Their Health

What’s the point of wealth if you’re too tired to enjoy it?

Energy, clarity, and consistency all come from taking care of your health. Rich people optimize their body like their portfolio.

🚨 Burnout is financial bankruptcy.

10. Trying to Do It All Alone

Most people try to build wealth with only their own time and money.But the rich scale by leveraging other people’s time, capital, and knowledge.

💼 Delegation is the new superpower.

Final Thought:

No one teaches you this in school.But now… you know.

You don’t need to change everything overnight.Start with one habit. Break it. Replace it. Repeat it.

And if you want support, structure, and clarity?We’ve got your back.

Learn More:

➡️ Join the Clear Path Gen movement and build your money foundation: www.ClearPathGen.com